Gary Bruce discusses whether insurance provides coverage for the liability of automobile owners when a wreck occurs while driving someone else’s vehicle. The law governing this situation focuses on whether the driver was a permissive user. Another basis for liability depends on whether the owner might be personally responsible for the wreck. This would occur if a third party is asked to run an errand for the benefit of the owner. In this situation, the owner might be found liable and his or her insurance policy should cover a resulting wreck. [Read more…]
Attorney Gary Bruce discusses the importance of preparing for flooding and natural disasters, including steps you should take to protect your property and how you can recover payment for any lost property. First, you should make sure you have flood insurance or a homeowner’s policy that covers damage from natural disasters. These policies do not apply to things that happened before the onset of the policy, so it is important to prepare for an occurrence like a hurricane or flood before it happens.
Gary Bruce discusses apartment owners’ responsibility to their tenants. One of the duties owners have is to keep the premises safe. Much like other areas of tort law, the duty of an owner of an apartment building depends largely on whether or not the owner has reason to know of a problem. If an owner of a store, mall, or apartment complex is aware of a safety issue and fails to correct it, they can be held responsible for any injuries guests or occupants sustain.
Gary also discusses the apportionment of damages which is often an issue in a case with multiple causes. A jury in such a case might be asked to “ apportion” responsibility for an injury amongst several defendants. If you have been injured by a condition on commercial property or due to the neglect of a landlord, you may have a claim for compensation for your damages. If you have any questions we are happy to discuss your situation and your options with a free case consultation.
For more information on landlord responsibilities, see Gary’s recent segment that discusses both landlord and tenant obligations in a lease agreement.
Gary Bruce discusses claims involving data breaches and provides information on how to protect yourself from such an occurrence. Like all claims for compensation, recovery in a data breach case is limited to the damages you can prove. Insurance claims, personal injury claims, property claims and consumer claims are all limited by the damages which are suffered as a result of the other party. The exception in cases of theft or wanton neglect is that the actual and consequential damages can be accompanied by an award of punitive damages against the wrongdoer. The purpose of such damages is to punish the conduct and send a message that might deter future bad acts. If you have any questions about how damages are calculated in your case or whether punitive damages might be warranted, please do not hesitate to contact the Law Offices of Gary Bruce.
In the segment, Gary Bruce discusses military insurance issues. Car wrecks and injury cases involving soldiers, retirees, and their dependents many times involve Military and Tricare insurance. Gary discusses how to deal with claims by the government for reimbursement of Tricare as well as legal matters that arise from the reimbursement process. Obviously, Tricare differs from other insurance companies but when there is a recovery from a third party on a claim there is an obligation to reimburse Tricare for the cost of services rendered. The good news is that there are options the insured has which might allow for a reduction of that claim, including limits attorney’s fees charged by the lawyer in the situation.
If you have questions about how your case is being handled or how to deal with issues involving the Government and your claims, Gary invites your call.